National Housing Company (NHC): Projects, Suburbs and Buying Guide

About the National Housing Company (NHC)

The National Housing Company (NHC) is one of Saudi Arabia’s main developers and enablers of integrated residential destinations. Its goal is to increase housing supply and build communities where homes sit alongside public spaces, shops, schools, healthcare, recreation and other everyday services.

Instead of concentrating on individual buildings, NHC develops large suburbs and urban destinations in several regions of the Kingdom, often bringing in private developers, contractors and service providers to deliver residential projects within a shared masterplan.

Its official destinations include Al Fursan and Khuzam in Riyadh, Jana in Jeddah, and communities in Jeddah, Makkah, Madinah, the Eastern Province, Tabuk and other regions.

For homebuyers, the key distinction is between NHC as the master developer of a destination and the partner developer behind a particular residential project. Always check the actual seller, unit specifications and handover terms for the property you’re considering.

Official sources: NHC Official Website | NHC Destinations

NHC’s Role in Saudi Housing Development

NHC is part of Saudi Arabia’s national housing and urban development ecosystem and plays a central role in developing residential suburbs and communities. Its work supports the wider housing goals of Saudi Vision 2030, including more housing options and a better quality of life.

It works alongside the Ministry of Municipalities and Housing and other public bodies, and with private developers who deliver individual projects inside its larger destinations.

That way, a single master-planned suburb can contain homes built by several developers while sharing one urban framework, infrastructure plan and community concept.

But don’t assume NHC is the direct seller or builder of every home in an NHC destination. Your sale agreement should name the legal seller and the company responsible for construction, handover, warranties and after-sales support.

Official source: NHC – About the Company

Licensing and Accreditation: REGA and Wafi

Before buying an NHC property, check the project’s legal status and the company selling the unit.

The Real Estate General Authority (REGA) regulates the Saudi real estate sector, and its Wafi platform oversees off-plan sales and leasing for projects that fall under the relevant framework, including developer qualification and project licensing.

What you need to check depends on whether the home is finished, under construction or being sold off-plan. As a buyer, you should:

• Confirm the legal name of the developer and seller.
• Check the applicable project licence if the property is being sold off-plan.
• Match the unit number and specifications with the official sales documents.
• Verify the payment schedule and authorised payment account.
• Review the ownership and registration arrangements.
• Understand the inspection, handover, warranty and defect-resolution procedures.

If a partner developer is selling a home inside an NHC suburb, look at that developer’s role and contractual responsibilities instead of relying on the name of the wider destination.

Official source: REGA – Wafi Off-Plan Sales and Lease

Key NHC Projects in Saudi Arabia

NHC develops residential destinations in many parts of the Kingdom. The projects below show how it approaches master-planned housing and community development.

Al Fursan Suburb – Northeast Riyadh

Al Fursan, in northeast Riyadh, is one of NHC’s biggest residential suburbs in the city. It is planned as a large urban destination with a wide mix of homes, public spaces and community facilities.

According to NHC, the Al Fursan masterplan covers more than 35 million square metres, with capacity for over 50,000 homes. These are masterplan figures, not the number of homes you can buy today.

The suburb follows an integrated neighbourhood concept, with facilities meant to support family life and daily needs. Depending on the phase and project, these may include schools, mosques, healthcare facilities, shops, parks and recreational spaces.

NHC has also announced several partner-developed projects in Al Fursan, delivered by companies such as Retal, Dar wa Emaar, Ajdan and other Saudi developers.

What buyers should know:

• Location: Northeast Riyadh.
• Development model: A large masterplan containing projects by different residential developers.
• Home types: Depend on the project and release, potentially including villas, townhouses and apartments.
• Amenities: Planned community facilities vary by phase and location.

Since Al Fursan is being built in phases, confirm the construction status, expected handover date, road access and which nearby facilities are already open for your specific unit.

Official source: NHC – Al Fursan

Jana – North Jeddah

Jana is an NHC residential destination in North Jeddah. NHC’s official website gives the destination an area of about 920,000 square metres and lists 1,662 residential units in its published project overview.

The community is planned to include schools, healthcare, mosques, commercial services and green open spaces, so residents can reach essential services within the neighbourhood.

What buyers should know:

• Location: North Jeddah.
• Destination area: Approximately 920,000 square metres, according to NHC’s published overview.
• Residential supply: NHC lists 1,662 units in its project overview.
• Community features: Educational facilities, healthcare, mosques, commercial services and open green spaces.

These published figures describe the overall plan, not necessarily the number of units on sale today. Ask for a current unit list and confirm whether the unit is sold directly by NHC or by a partner developer.

Official sources: Jana – NHC | Register Interest in Jana

Other NHC Residential Destinations

NHC’s official portfolio covers destinations in several regions, and project names and statuses can change as new developments launch and existing ones move through their phases.

Examples from NHC’s official destinations pages include:

• Khuzam – Riyadh: A major residential destination in North Riyadh.
• Al Ruba – Riyadh: A residential destination with contemporary design and local architectural influences.
• Sadayem – Jeddah: A residential destination with a seaside setting.
• Khayala – Jeddah: A residential destination in North Jeddah.
• Al Jawharah – Jeddah: A residential destination with a boulevard-style public realm.
• Al Wajeha – Dammam: A residential destination combining contemporary design with varied housing options.
• Al Rasha – Dammam: A master-planned destination with landscaped gardens.
• Makkah Hills and Makkah Gate – Makkah: Destinations with locations and ownership considerations that should be reviewed carefully.
• Al Dar – Madinah: A destination in central Madinah, where special ownership rules may apply.
• Tabuk Valley and Tabuk Hills – Tabuk: Residential destinations with different layouts and development phases.
• Al Sadeem – Khamis Mushait: A residential destination with different home options.
• Al Woroud – Al Hofuf: A destination in Al-Ahsa with community facilities.

This is a selection, not a complete or ranked list. For the latest official portfolio and project details, check NHC’s current destinations page.

Official source: NHC Destinations

NHC Communities Across Saudi Cities

Because NHC’s destinations are spread across several regions, you can compare locations based on work, family needs, transport and local services.

Examples include:

• Riyadh: Al Fursan, Khuzam, Al Ruba and Al Mashriqya.
• Jeddah: Jana, Sadayem, Khayala, Al Jawharah and Alwareef.
• Makkah: Makkah Hills and Makkah Gate.
• Madinah: Al Dar and other destinations listed by NHC.
• Eastern Province: Al Wajeha, Al Rasha, Al Woroud and Lazurd.
• Tabuk: Tabuk Valley and Tabuk Hills.
• Aseer Region: Al Sadeem and destinations in Khamis Mushait.
• Taif: NHC-listed residential destinations.

Check each destination’s location, development phase and available services before deciding where to buy.

Official source: NHC Destinations

Types of Homes Available in NHC Projects

Depending on the project and sales phase, NHC destinations offer a range of homes, including standalone villas, townhouses, duplexes and apartments.

The mix varies from suburb to suburb: one project may focus on villas, another on apartments, and others on a combination.

Villas

Villas suit buyers who want more private space, several bedrooms and, depending on the unit, an outdoor area. Compare the plot area, built-up area, layout, parking and included finishes.

Townhouses

Townhouses offer multi-level living inside a planned community. Look at the floor plan, outdoor space, privacy, parking and shared-wall arrangements.

Duplexes

Duplexes spread living space over two levels. Check the layout, staircase position, room sizes, natural light and any outdoor area included.

Apartments

Apartments can suit buyers who want a smaller home or less maintenance. Review the internal area, building facilities, parking, service charges and property management arrangements.

Eligibility and Sakani Support

Buying a home in an NHC destination and qualifying for government housing support are two separate things.

NHC has announced that its developed projects are open to buyers from different segments of society without requiring Sakani support as a condition of purchase. In other words, you may be able to buy an eligible unit without a government housing subsidy, subject to the terms of the specific project and sales offer.

Sakani, on the other hand, has its own eligibility rules and procedures, so confirm your eligibility separately through the official platform.

If you plan to use Sakani support:

1. Check your eligibility through the official Sakani platform.
2. Confirm whether the specific unit and project are compatible with the support option you intend to use.
3. Ask the developer and relevant financing provider what documents are required.
4. Review the approved financing structure and any conditions.
5. Obtain written confirmation before signing the purchase agreement.

Don’t assume every unit qualifies for every support option, or that the advertised purchase terms automatically include government support.

Official sources: Sakani | NHC – Housing Projects Available Without Requiring Support

Payment Plans and Financing

Payment options depend on the project, the seller and the specific sales release. NHC has mentioned options including cash purchases and real estate financing, but confirm the terms that apply to the unit you choose.

Before paying a reservation fee, ask for the official payment schedule and review:

• The reservation payment and refund conditions.
• Instalment amounts and due dates.
• The required down payment, if applicable.
• Whether the unit is eligible for the intended mortgage product.
• Financing fees and other associated costs.
• The process for cancellation, late payment or contract termination.
• The contractual completion and handover date.

If you’re buying off-plan, verify the project licence and escrow arrangements through the official regulatory channels, and make sure the payment instructions match the signed contract and the authorised seller’s details.

A payment plan advertised for one project doesn’t necessarily apply to another NHC destination.

Partnerships With Private Developers

NHC often partners with private developers to deliver residential projects inside its master-planned destinations. In this model, NHC may lead the overall destination and infrastructure planning while partners develop individual housing projects.

For example, NHC has announced several partner-developed projects in Al Fursan, and it has worked with private developers and international construction companies to expand housing supply across its destinations.

Partnerships widen the choice of homes, but they also mean the developer on your contract may not be the master developer.

Before buying a partner-developed unit, confirm:

• The legal name of the company selling the property.
• Which party is responsible for construction and handover.
• The applicable project licence, where required.
• The payment account and contractual payment schedule.
• The party responsible for warranties, defects and post-handover service.
• Whether the unit’s facilities and specifications match the sales documents.

Official sources: NHC – Al Fursan Project Updates | NHC – Housing Partnerships

Track Record and Handover Commitment

NHC’s portfolio includes large residential suburbs and communities delivered through different development partnerships. But the size of a destination says nothing about whether every project inside it is complete.

NHC’s published updates, for instance, have reported progress figures for specific phases of Al Fursan and Khuzam. Those figures apply to the date and phase in each announcement; don’t treat them as a current completion rate without a newer official update.

When you evaluate a unit, ask for:

• The latest construction progress update for the exact project.
• The contractual completion and handover date.
• The approved unit specifications and included finishes.
• The inspection and handover process.
• The procedure for recording and resolving defects.
• The warranty terms and responsible company.
• The status of utilities, roads and community facilities expected to serve the property.

In a phased destination, check which roads, schools, parks, shops and healthcare facilities are already operating and which are still planned.

A target handover date doesn’t replace the signed contract. Read the agreement and understand your remedies if delivery is late or the unit doesn’t match the agreed specifications.

Official source: NHC News and Media Centre

Buyer Reviews and Reputation

When you assess NHC or one of its partner developers, combine the official project information with your own inspection and, where possible, feedback from people who already live there.

Useful checks include:

• Visiting completed homes or occupied areas of the destination.
• Asking residents about construction quality, maintenance and service response.
• Checking the condition of roads, parks and common areas.
• Confirming which community facilities are operational.
• Reviewing service charges and property management arrangements.
• Comparing the actual unit with the approved floor plan and specifications.
• Checking how defects, warranties and post-handover requests are handled.

A good experience in one NHC destination doesn’t guarantee the quality or delivery status of another. Communities differ in age, location, contractor, partner developer and construction stage.

Likewise, strong sales for a project don’t mean a particular unit suits every buyer. Review the contract, inspect the property and confirm every cost before you decide.

Can Non-Saudis Buy in NHC Projects?

Property ownership by non-Saudis is governed by an updated regulatory framework that took effect on 22 January 2026. Eligibility depends on the buyer’s legal status, the property’s location, the type of ownership and the applicable geographic and regulatory conditions.

The rules can vary by city and ownership category, and special provisions apply in Makkah and Madinah, so don’t assume the same conditions apply in every NHC destination.

Non-Saudi buyers should:

• Review the latest rules through the Real Estate General Authority (REGA).
• Check the official Saudi Properties portal for applicable ownership zones.
• Confirm whether their status allows them to acquire the specific property.
• Verify any restrictions on the type of ownership or permitted use.
• Complete the required application and registration procedures before finalising the transaction.

A destination being open to buyers in general doesn’t mean every property in it is available to every non-Saudi buyer. Confirm the eligibility of the exact unit and location before paying a reservation fee.

Official sources: REGA – Non-Saudi Real Estate Ownership | Saudi Properties

How to Buy a Unit in an NHC Project

1. Choose a Destination

Compare locations based on your work, family needs, commute, schools, healthcare and preferred home type, then shortlist destinations that fit your budget and lifestyle.

2. Identify the Exact Project and Seller

Find out whether the unit is sold directly by NHC or by a partner developer, and ask for the seller’s legal name and the official project page.

3. Confirm Availability and Unit Details

Ask for the current unit list, floor plan, area schedule, payment terms and handover status, rather than relying on an old listing.

4. Check Eligibility and Financing

If you’ll use Sakani support or bank financing, confirm your eligibility and whether the exact property works with that option.

5. Review the Legal Documents

Go through the purchase agreement, the project licence where applicable, the payment instructions, the title or registration arrangements, the delivery date and the warranty terms.

6. Compare the Full Cost

Add up the purchase price, reservation fee, financing costs, registration fees, service charges and any other expenses.

7. Complete the Purchase and Handover

Follow the official payment and registration process, and before accepting the property, inspect it against the agreed specifications and record any defects in writing.

For current projects, availability and sales contacts, begin with the official NHC destinations page and follow the contact instructions provided for the specific destination.

Frequently Asked Questions

What is the National Housing Company (NHC)?

A Saudi real estate developer that builds residential suburbs and integrated destinations across the Kingdom, often with private developers delivering individual projects within a wider masterplan.

Is NHC part of the Ministry of Municipalities and Housing?

NHC is part of Saudi Arabia’s national housing and urban development system and works alongside the Ministry of Municipalities and Housing and other relevant public bodies. For its current corporate and governance details, see the company’s official profile.

What are NHC’s main projects?

They include Al Fursan and Khuzam in Riyadh, Jana in Jeddah, and other residential destinations across Jeddah, Makkah, Madinah, the Eastern Province, Tabuk and further regions.

What is Al Fursan Suburb?

A large master-planned residential destination in northeast Riyadh, with several housing projects, community facilities, public spaces and infrastructure. Unit availability depends on the project and phase.

Where is Jana located?

In North Jeddah. NHC’s published overview lists a destination area of about 920,000 square metres and 1,662 residential units.

Can I buy an NHC home without Sakani support?

NHC has announced that its developed projects can be bought without Sakani support as a condition of purchase. You should still confirm the terms for the specific project and unit.

What types of homes are available?

Depending on the destination and developer, you may find villas, townhouses, duplexes and apartments. Confirm the exact unit mix for the project you’re considering.

Can non-Saudis buy NHC properties?

Possibly, depending on Saudi Arabia’s current ownership rules, your eligibility, and the property’s location and legal status. Check the specific property through REGA and the Saudi Properties portal.

How can I verify an off-plan NHC project?

Check the project licence and details on REGA’s Wafi platform, then compare them with the official purchase agreement and payment instructions.

Official Sources

• National Housing Company – Official Website
• NHC Destinations
• Jana – NHC
• Register Interest in Jana
• Al Fursan Infrastructure Update
• NHC – Housing Projects Available Without Requiring Support
• NHC – Housing Partnerships
• REGA – Wafi Off-Plan Sales and Lease
• REGA – Non-Saudi Real Estate Ownership
• Saudi Properties
• Sakani